Project Loan Consultant in Ahmedabad
Project loan is the loan that can be availed by corporate borrowers for the purpose of fulfill of financials requirement of any of the new Project or Ongoing Projects. It’s always secured in nature. Project loan can be availed to start an industrial, infrastructure, or any public services project. Project loan is also available to acquire the fixed assets like land & building, plant & machinery etc
Project Finance Consultant in Ahmedabad
Project loan can be granted to any of the constitution like Proprietorship, Partnership firm, Private limited or Public ltd company. The minimum Margin requirement would be 25% but it depends upon various banks/NBFC policy.
Depending on Company’s & Promoters Profile and Experience and Project Cost, eligible loan amt and ROI may be different. Ideally, Project loan can be availed for the tenure from 5 to 10 years but some of the project loan can be available for 15 years.
Feature & benefits of Project loan
- Easiest way to get the funds from bank/ NBFC and reduce the heavy capital investment by Promotors or owners.
- Repayment tenure up to 10 years, EMI would be lower so, they don’t need higher working capital for day to day Project activity.
- Lower the risk to the Promotors or Owners as Project is finance by Bank/ NBFC
- High chances of avail extra funds from the investors as Project loan is already availed by owners.
ROI & Charges
| Loan Amount | Rs. 1 Cr- 100 Cr |
|---|---|
| Tenure | 5 Year - 15 Years |
| ROI | 10 % - 15 % |
| Processing Fees | 0.50% -2% + GST |
| Foreclosure Charges | Its Depends on Bank to Bank |
| Part Payment Charges | Its Depends on Bank to Bank |
Document Requirement for Project loan
| Details | |
| ID Proof | PANCARD |
| Address Proof | Passport /Voter ID card / Driving License |
| Registration Proof | GST Certificate / MSME Certificate/ Gumastadhara |
| Income Proof | last 12-month GST Return |
| Banking | Last 12 month Current & Saving bank Ac statement |
| ITR | Last 2 years ITR along with computation of income, Balance Sheet and P & L Ac |
| Project & Promotors Details | Project cost sheet, Promotors Profiles etc |
| Legal Property Documents | Legal Master file including Sale deed copy |
| Technical Property Documents | Approved Unit & Layout Plan |
How Moratorium FinServ Will help you??
We as a financial service provider, we will help clients to get the Project loan from various bank/ NBFC as we have a tie up with all the financial institutes/ Banks and Having good relationship with them. we can able to provide faster process and smooth services at client’s doorstep across all locations. (Pan India).
Due to we have vast experience team and having good knowledge, we are able to provide service as per customer's requirement/Needs. we will suggest bank/NBFC to client accordingly customer's profiles and financial eligibility & we help Clients to get give best offer from banks/NBFC. That will solve clients’ financial problems and our motto is "Not to lend but to help" .